Financial Projections & Investor View
5-year revenue model, funding phases, and development impact — sourced from NeuroChain Concept Note v3
Total Capital Plan
$72.5M
Over 5 years, 4 phases
Year 5 ARR Target
₹157Cr
~$18.9M USD (conservative)
IFC Entry Point
$10-15M
Series B anchor (Month 24-30)
SoftBank Entry
$50-80M
Series C (Month 36-48)
5-Year ARR Projection
Revenue by stream — conservative estimates (₹ Crores)
Burn Rate vs Revenue
Path to EBITDA positive — Year 5 (₹ Crores)
4-Phase Funding Timeline
$72.5M total across Pre-Seed → Seed → Series A → Series B → Series C
completed
Phase 0
Pre-Seed & Govt Grants
Months 1–6
$360-600K
₹3-5 Crore
Founders, DST/NASSCOM grants, angels
active
Phase 1
Seed Round
Months 1–18
$2.1-2.6M
₹18-22 Crore
India VCs, fintech angels, NBFC strategic angels
upcoming
Phase 2
Series A
Months 12–30
$5-8M
₹42-67 Crore
Sequoia, Accel, Chiratae, IFC Venture advisory
upcoming
Phase 3
Series B
Months 24–42
$15-20M
₹125-165 Crore
IFC Direct ($5-10M lead), intl fintech VCs
upcoming
Phase 4
Series C
Months 36–60
$50-80M
₹415-665 Crore
SoftBank Vision Fund, Tiger Global, Temasek
7 Revenue Streams
Diversified revenue model with launch timeline
| Stream | Pricing | Launch | Y5 ARR |
|---|---|---|---|
NBFC Fraud Scoring API | ₹5L–₹15L/year per NBFC | M12 | ₹55Cr |
Enterprise Private Network | ₹50L–₹5Cr/year per deployment | M18 | ₹40Cr |
Government Infrastructure | ₹10Cr–₹500Cr/project | M30 | ₹50Cr |
Cross-border Settlement | 0.05% per transaction | M36 | ₹5Cr |
Smart Contract Platform | ₹5K–₹5L/month | M30 | ₹4Cr |
NRC Transaction Fees | 0.01% per confirmed tx | M30 | ₹12Cr |
AI Transaction Insurance | 0.1%-0.5% insured value | M42 | ₹3Cr |
Development Impact (SDG)
UN Sustainable Development Goals alignment
SDG 1
No Poverty
Reduced NBFC fraud lowers interest rates for low-income borrowers
SDG 8
Decent Work
40+ engineering jobs. Network effect preserves NBFC lending jobs
SDG 9
Infrastructure
Shared trust layer no single NBFC can afford alone
SDG 10
Reduced Inequality
9% banking credit reaches rural India despite 47% GDP
SDG 17
Partnerships
Multi-institution consortium — classic public-good infrastructure
Target Impact
230M+ unbanked Indians · 9,306 NBFCs · ₹500Cr annual fraud reduction · 5M+ individuals served
Year 5 Implied Valuation
₹2,355 Cr
~$283M at 15× ARR
SoftBank Return
3.5-5.7×
On Series C entry at $50-80M
Global Vision
India → ASEAN → ME → Africa
AI settlement layer for emerging markets