India Financial Ecosystem Integration
Pan-India banking, NBFC, and regulatory network — unified on NeuroChain trust infrastructure
ECOSYSTEM LIVE
9,306
Registered NBFCs
22
Commercial Banks
6
Regulatory Bodies
113,633
Bank Branches
230M+
Unbanked Citizens
5-Phase National Integration Roadmap
From NBFC entry to full financial ecosystem coverage
active
01
NBFC Entry Layer
Months 1-12
50-100 NBFCs
REST API integration. Single POST /v1/score endpoint. No blockchain knowledge required. Fraud scoring as-a-service.
planned
02
Banking Bridge
Months 12-24
Top 10 Private Banks
ISO 20022 compliant gateway. NEFT/RTGS settlement bridge. Shared fraud intelligence with banking partners.
planned
03
Regulatory Connect
Months 18-30
RBI, FIU-IND, SEBI
RBI Sandbox participation. Automated CRILC fraud reporting. FIU-IND suspicious transaction reports. Real-time compliance dashboards.
planned
04
PSU Bank Integration
Months 24-36
12 PSU Banks
Government financial inclusion mandate alignment. Priority Sector Lending (PSL) verification. Jan Dhan account fraud protection.
planned
05
Full Ecosystem
Months 36-60
NPCI, Insurance, Pension
UPI fraud detection layer. Insurance claim verification. Cross-sector fraud intelligence sharing. Complete financial ecosystem coverage.
NBFC Sector Breakdown
9,306 registered NBFCs by category (RBI, June 2024)
Asset Finance Companies
2,100
Investment Companies
1,800
Loan Companies
3,200
Infrastructure Finance
14
Core Investment Companies
72
Microfinance Institutions
85
Housing Finance Companies
98
NBFC-Factors
7
NBFC-P2P Lending
26
NBFC-Account Aggregator
12
RBI Regulatory Compliance
Guidelines NeuroChain adheres to
📋
DNBS Directions
Fair Practices Code for NBFCs — NeuroChain ensures all scoring is transparent and auditable
🔍
KYC/AML Guidelines
Master Direction on KYC — Bloom filter AML watchlist + behavioral biometrics for identity verification
📊
CRILC Reporting
Central Repository of Information on Large Credits — automated real-time fraud reporting replaces manual quarterly submissions
🔐
IT Framework
RBI Cyber Security Framework — VAPT audit before every pilot, end-to-end encryption, data localization in AWS Mumbai
🛡️
DPDPA 2023
Digital Personal Data Protection Act — no PII storage, consent-based processing, right to erasure, data localization
⚖️
PMLA 2002
Prevention of Money Laundering Act — automated suspicious transaction detection and FIU-IND reporting
Target Banking Partner Network
12 PSU Banks + 10 Private Banks — 113,633 combined branches
Public Sector Banks (12)
| Bank | HQ | Branches |
|---|---|---|
| State Bank of India | Mumbai | 22,405 |
| Bank of Baroda | Vadodara | 8,200 |
| Punjab National Bank | New Delhi | 6,900 |
| Union Bank of India | Mumbai | 8,700 |
| Canara Bank | Bengaluru | 9,600 |
| Indian Bank | Chennai | 5,800 |
| Bank of India | Mumbai | 5,100 |
| Central Bank of India | Mumbai | 4,500 |
| Indian Overseas Bank | Chennai | 3,400 |
| UCO Bank | Kolkata | 3,100 |
| Bank of Maharashtra | Pune | 1,900 |
| Punjab & Sind Bank | New Delhi | 1,500 |
Private Sector Banks (10)
| Bank | HQ | Branches |
|---|---|---|
| HDFC Bank | Mumbai | 7,945 |
| ICICI Bank | Mumbai | 5,900 |
| Axis Bank | Mumbai | 4,903 |
| Kotak Mahindra Bank | Mumbai | 1,780 |
| IndusInd Bank | Pune | 2,600 |
| Yes Bank | Mumbai | 1,200 |
| Federal Bank | Kochi | 1,300 |
| IDFC First Bank | Mumbai | 800 |
| Bandhan Bank | Kolkata | 5,600 |
| RBL Bank | Mumbai | 500 |